Machinery, tools, technology and trade equipment
Equipment Finance — broker support across Australia
Whether you need a new excavator, commercial kitchen equipment, medical technology or industrial machinery, equipment finance lets you acquire what your business needs without depleting your working capital. TwoFold Lending compares lenders across a wide range of equipment types and helps you find the structure that fits your cash flow and growth plans.
Book an appointmentGrow your capacity without tying up working capital.
Equipment finance lets businesses acquire what they need to operate and grow without depleting cash reserves. Lenders assess equipment finance based on the asset type, its useful life, your business trading history and cash flow. Some lenders offer 100 percent finance on certain asset classes for businesses with a strong profile — and we know which ones. We compare options across the full range of equipment types and find the structure that fits.
- Trade and construction equipment
- Medical and specialist equipment
- Technology and business assets
- New and used equipment comparison
Asset type, lender appetite and 100% finance — what determines your options.
Lenders treat different equipment categories very differently. A commercial excavator, a piece of medical imaging equipment and an IT infrastructure purchase are each assessed under different lender policies, with different residual value assumptions and different eligible structures. Matching the asset to the right lender matters more in equipment finance than in most other lending categories.
TwoFold Lending compares lenders across trade, construction, medical, hospitality, agricultural and technology equipment — new and used. We identify which lenders have the most practical policies for your specific asset, help you understand the finance structure options and make sure the repayment fits your cash flow before you commit to the purchase.
Common questions
Equipment Finance — frequently asked questions
What kinds of equipment can be financed?
A very wide range — excavators, forklifts, CNC machines, refrigeration units, medical imaging equipment, commercial kitchen gear, IT infrastructure, printing equipment and more. If it helps your business operate or grow, there's generally a finance option worth exploring.
Do I need a deposit to finance equipment?
Not always. Some lenders offer 100 percent financing on certain equipment types — particularly for established businesses with solid cash flow and a clean credit profile. Others require a deposit depending on the asset value and your business position. We identify what applies in your case.
Can I finance used or second-hand equipment?
Yes, often. Lenders will consider the asset's age, condition, residual value and how it fits your business — and some are far more flexible than others on this. We identify the lenders with the most workable policies for the specific equipment you're looking at.