Deposit and LVR
LVR Calculator
Calculate loan-to-value ratio from property price and deposit, and see whether the result is above the common 80% LVR threshold. Results are estimates only — book a call with us to get lender-specific numbers.
Property and deposit
Common questions
Frequently asked questions
What does LVR mean?
LVR means loan-to-value ratio. It is the loan amount shown as a percentage of the property value.
How is LVR calculated?
LVR is calculated by dividing the loan amount by the property value, then multiplying by 100.
Why does 80% LVR matter?
Above 80% LVR, lenders may require Lenders Mortgage Insurance or apply different policy and pricing rules.
Is LVR different when refinancing?
Yes. A refinance LVR is usually based on the current lender valuation rather than your original purchase price.